Marginalen Bank Chooses Accumulate for Secure Login Using Mobile

The Marginalen Bank has launched a new way to login to online banking. The banks customers can now use their mobile phone as security device for a safe, fast and easy login to the Internet bank. The solution is delivered by Accumulate and enabled using its mobile security platform Mobile Everywhere (ME). Login using this solution replaces solutions as special hardware tokens, one-time codes via SMS or scratch cards and digital certificates.

”With the Accumulate solution, our customers have a secure, easy to use login to the bank, and in addition it is a very cost effective solution for us. Thanks to the Accumulate ME platform, we can now quickly and easily add secure andconvenient banking and payment services to our customers”, says Lars Francke,Business Development Manager for Marginalen Bank.

How it works;
• Start the application on your mobile
• Choose login, a code appears in the mobile app
• Enter the code in the login box on the online bank, hit enter
• Verify with a personal pin code on your mobile

”Marginalen Bank is an exciting and innovative bank and this project is a further proof how our patented processes and technology enables new, secure and innovative mobile services”, says Stefan Hultberg, CEO of Accumulate.

The methods that the bank approves for logging into the online banking service are Accumulates solution and BankID, a Swedish national electronic ID. The solutio

n is also unique in that the login is done without the need of sensitive information, such as personal ID-number, to be entered on the Web, which also provides protection from Trojans, and so called “key loggers”. The login solution works with most mobile phones such as Android, Blackberry, iPhone, Java, Symbian and Windows Phone.

About Marginalen Bank
Marginalen was originally founded in 1979 and was formed in August 2010 by a merger between Finance Ltd Marginalen, its sister company, Bank2 and parts of Citibank consumer bank in Sweden, which was acquired in spring 2010. Marginalen Group has engaged in banking business through Bank2 since 2008 and other financial activities through the Finance Ltd Marginalen since the mid 90's. The bank has offices in Sweden, in the Netherlands, Latvia and Lithuania. For more information is found at

About Accumulate
Accumulate is enabling the next generation of mobile payments with a solution that covers all payment situations along with the utmost security and flexibility. Completing the sales offer with a comprehensive portfolio within mobile banking and mobile security makes Accumulate a leading actor in the world market for mobile financial services. For more information please visit